Increased Population of Prisons Essay - 1606 Words

Overcrowded prisons and improper punishment systems are enormous social issues for our government. The United States has seen steady growth in its prisons. A projected increment in seen due to â€Å"get-tough† policies that locks up offenders for longer sentences (Ohlemacher, 2007, para. 1). The correction system had been through various phases of transformation, and the government had been tough on crime; this approach had resulted in rising prison populations. There are many factors that cause overcrowding prisons in the United States. As a result, prisoners, physically and mentally, suffer the negative effects of it, and growing prison punishments that led to congested prisons and jails have shown that tax payers, as well as the government,†¦show more content†¦I believe that rehabilitation, not imprisonment, is the key to reduce the crime rate. Rehabilitation is the initiative of healing criminal of his or her criminal inclinations. It tries to change their outloo k, their habits, and possibly even personality, to forgo their tendencies to commit crimes in the future. The country has a responsibility to help those who fall short of the standards of behaviour government has set, is the rehabilitative ideal. The offenders are usually folks with the greatest social disadvantages that have forced them to a life of crime in the first place. If the policies ignore these realities, it will foster hardships that will descend disproportionately and primarily on the already disadvantaged, and intensify the anger that many prisoners find difficult to restrain upon their release back into such a society, which will lead to re-offend by these prisoners. The fundamental idea is to prevent a person from committing the crime again by removing the needs to offend. This methodology is remarkably different from the idea of ‘deterrence’, which is the idea of making criminal frightened to offend, though he may yet wish to, and the idea of ‘inca pacitation’, which isolates the criminal and eradicating his physical power to offend, though he may still desires to. Prison punishments are not always the answer. A prisoner’s life can be simply depicted and directly related to theShow MoreRelatedThe Increased Prison Population and Improper Punishment System1083 Words   |  5 Pagessociety is facing. Overcrowded prisons and improper punishment systems are immense social issues for many nations’ governments. Growing prison punishment has led to congested prison and jails which also costs heavily to tax payers as well as government. Moreover, in many developed nations prison system exerts control against the poor, minorities and immigrants; they are mistreated and anguished by authorities. The United States has seen continuous growth in its prison. A projected increment in seenRead MoreIt Is Often Stated That Prison Does Not Work Because of the High Recidivism Rates. Why Do You Think the Prison Population Has Increased so Much in the Last Ten Years?1740 Words   |  7 Pagesthat the penal system need to decide whether the system is effective in doing its job, or reforms are needed to improve the way it conducts itself. What causes Recidivism? Recidivism is caused by criminals who have been through the courts and prison system and still refuse to turn away from crime; the causes of repeat crime may involve many social factors, such as society, the economic climate, or family issues that may affect the criminal in a negative manner. Perhaps the need for more governmentRead MoreThe Incarceration Of Drug Offenders894 Words   |  4 PagesOffenders Another major subset in the overall prison population in the U.S. is the growing rise in incarceration rates of drug offenders. Professor Blumstein notes that when considering the growth of incarceration rates by specific type of crime, such as murder, robbery, assault, burglary, drugs, and sex offenses during the two decades from 1980 to 2001, the single most important result was that the prison rate for drug offenders increased by a factor of 10; moreover, these drug offenders currentlyRead MoreThe Key Drivers Of Growth Behind Our Prison Population939 Words   |  4 PagesThe primary purpose of prison is to protect the community and rehabilitate the offender (Smart Justice, 2015). Research has indicated that prison fails to do this and instead can increase the rate of reoffending (Smart Justice, 2015). Prison does not address the causes of the person’s criminal offending. Imprisonment is designed to be a sentence of last resort, yet we are building more prisons at an ever increasing rate (Smart Justice, 2015). In Victoria, annually, the prison system cost more thanRead MoreIncarceration Within The Federal Bureau Of Prisons1195 Words   |  5 PagesOver the past forty years the increased of mass incarceration within the Federal Bureau of Prisons has increased more than 700 percent since the 1970’s, between the different type of ethnicity. Billions of dollars have spent to house offenders and to maintain their everyday life from rehabilitation programs, academic education, vocational training, substance abuse programs and medical care. The cost of incarceration climbs according to the level of security based on violent and non-violent crimesRead MoreThe American Court System And Criminal Justice System1750 Words   |  7 Pageswhose lives will never be the same. Men and women are on death row for decades, only to be exonerated after their execution. Where is the justice in that? Prisons are also overcrowded and according to political sci entist David Hudson, America holds five percent of the world s population, but twenty-five percent of the world s prison population (Hudson). This is partially derived from the overwhelming amount of cases that the justice system takes on, but also because of the harsh sentences. AboutRead MoreSolving The Problem Of An Aging Prison Population1250 Words   |  5 Pages Solving the Problem of an Aging Prison Population Joshua N. Handy American Military University Abstract The American correctional system is facing many emerging issues. One of these issues is the exponential increase in aging offenders. In the past few decades, the number of geriatric offenders incarcerated has multiplied at an increasing rate. This essay addresses the issue of aging offenders in the correctional system; the problems that these offenders create and the underlying issuesRead MoreEffects Of Prison Overcrowding907 Words   |  4 Pagestheir small cells for more time during the day. (Prison overcrowding is a growing concern in the U.S.) With a huge population of prisoners to manage, it is also difficult for that many prisoners to shower properly (McLoughlin). Another problem is that there is less time to eat per prisoner. The cafeteria must feed a huge population and must limit the time that each prisoner has to eat in order to move more people through the line efficiently. (Prison overcrowding is a growing concern in the U.S.)Read MoreEffect of the Police on the Prison Population Essays1357 Words   |  6 PagesEffect of the Police on the Prison Population Because of the increase in crime in America, the public has demanded an increase in the amount of protection received from police. This increase in police protection has increased the incarceration level by numerous amounts within the last ten years. The number of inmates incarcerated in America is a direct cause of the policing that is going on in the streets of American cities. The method of policing has a tremendous impact on the outcome of theRead MoreEssay on Prison Growth In American From 1970-20081674 Words   |  7 Pagesthe prison industry in America since the 1970s? Since the 1970s there has been a steady increase in the prison population where statistics now show from the BJS that more than one in every 100 adults are now imprisoned. Statistics from the PEW state that one in 30 men between the ages of 20-34 are behind bars; however just because there is an increase in the numbers it does not mean its due to an increase in crime. To further emphasize just how significant the growth is, the population in

Speech - 1062 Words

Informative Speech Outline Name Morgan Van Horn Specific Purpose: To Inform about Dreaming Introduction You are trapped in a dark hole screaming for your life, not knowing where or how you got here. Everything around you is fogy that it all starts to fade away and then you wake up with sweat dripping down your back and your heart racing a mile a minute. Five minutes after this dream about half of its content is forgotten and in 10 minutes 90% of it is gone. According to the New York time study done on October 20, 2013 by Gary Matter you spend about 6 years of your life dreaming. That’s more then 2100 days spent in a different realm. So today, lets look at how dreams really do occur, the part of your†¦show more content†¦23. Like dreams nightmares are often bizarre and surreal 24. Recurrent nightmares are considered parasomnia and normally require medical help J. Daydreaming 25. Daydreaming is classified as a level of consciousness between sleep and wakefulness. 26. Studies show that you have the tendency to daydream an average of 70-120 minutes a day. 27. Occurs during waking hours when you let your imagination carry you away. 28. Your mind begins to wander and your level of awareness decreases, you lose yourself in your imagined scenario and fantasy. 29. When you worry, you are visualizing an unwanted or negative outcome to a situation. 30. Repeating these negative images in your mind, you are more likely to make them happen. K. Lucid Dreams 31. Lucid dreams occur when you realize you are dreaming. Most dreamers wake themselves up once they realize that they are dreaming. 32. Other dreamers have cultivated the skill to remain in the lucid state of dreaming. They become an active participant in their own dreams, making decisions in their dreams and influencing the dreams outcome without awakening. 33. Lucid dreams give you the ability to control your own dreams and steer them toward the direction you want. 34. In the lucid state, you are more willing toShow MoreRelatedSpeech Commencement Speech Analysis1097 Words   |  5 Pagesabout her personal experiences. She is a direct source speaking about 1st hand knowledge. Message – Live life with integrity. Follow your passion and stay true to yourself. Channel – The channel that I viewed this speech in was an online video. The original audience was viewing the speech live. Listener – The initial intended listeners were the students of the Tulane University Class of 2009. Chapter Five – Selecting a  Topic  and a Purpose Specific Purpose – Ellen wished to congratulate the classRead MoreThe Importance Of A Speech On The Audience904 Words   |  4 PagesWhen making a speech, it is important that the speaker understands who their audience is. By understanding the characteristics of their listeners, the speaker is able to tailor their speech so that it involves topics that interest the audience. The listeners will then be more attentive and interest in listening to the message. In this Communication class, my classmates are my audience because they are the ones who will be listening and giving me feedback. In order to make effective speeches, thereRead MoreInformative Speech Essay855 Words   |  4 Pagestype of speech would the speaker choose. Well chapter 13 contents the creative process for informative speaking. What informative speaking is how to choose a focused informative topic, how to conduct a research and informative outline? The chapter also contains how to organize the body, introduc tion, and conclusion of the informative speech. Lastly chapter 13 contents explain how to prepare to present the speech and evaluate and informative speech. In order to make a well informative speech the speakerRead MoreSpeech : Speech And Speech1735 Words   |  7 Pagestheir speech and communication skills, are often hard to understand; however, having a speech disorder, such as a stutter, on top of that may make it near impossible for anyone to understand what that child is struggling to say. Stuttering is just one of the many speech disorders that make children’s speech even harder to understand. Even sentences that might be a basic sentence to say might come out muffled, broken up, or distorted in some other way, if a child has a stutter or another speech deficiencyRead MoreThe Speech Was A Success908 Words   |  4 PagesOverall, I believe that our speech was a success. Sonia and I wrote our outline together and we followed Toulmin logic for our format. We started with the board point that everyone know driving under the influence is dangerous and then narrowed by adding how many people get multiple DUI and finally the consequences of driving under the influence. In this way, we had a logical and persuasive argument that we both understood. We also decided who would speak which parts on Friday which meant thatRead MoreStrengths And Weaknesses Of A Speech762 Words   |  4 Pagesfirst speech. I ended up with almost a perfect score 49/50! I was very proud of myself for presenting, I was so nervous at the time and didnt want to present, but seeing how supportive and respectful my classmates were towards everyone it definitely gave me courage . The reason why I think I received the grade I did was because I spoke about something I truly loved, it was almost effortless which made it easy to deliver the speech. I was able to communicate my excitement well.After this speech I toldRead MoreSpeech Critique: Sermon850 Words   |  4 Pagesyou go to church knowing you will be preached to about Jesus and God, it isnt just that. There are life lessons to be learned and they can be applied to everyday life and he did a really good job at teaching us something meaningful through his speech, which isnt easy to do. He used a thesis, posing a question if we truly know what means to be baptized and if we are truly living our lives as disciples of Jesus Christ. He began by telling a story about the bible and Jesus baptism, then explainedRead MoreSpeech : Freedom Of Speech1364 Words   |  6 Pages Even though freedom of speech can be tricky, understanding what can be said under the first amendment is key. This will give you more confidence when you re talking about current events, it ll inhibit social interaction, but the biggest reason of all is understanding your rights will keep you out of jail. Even the supreme court struggles to determine what exactly constitutes protected speech. When trying to see if your covered by the first amendment, certain questions have to be displayed. AreRead MoreGraduation Speech : A Speech1403 Words   |  6 PagesIn the commencement speech entitled â€Å"This is Water,† the speaker came to highlight to the graduates at the commencement ceremony, what t he â€Å"real world â€Å"was like because he thought they are not alert enough to know. He made reference to this through the anecdote at the beginning where the two young fish didn’t know what water was and of course water is life to fishes. Therefore, the speaker found it necessary to tell what life was really about through a commencement speech because of his opinion thatRead MoreSpeech : The Freedom Of Speech Essay1624 Words   |  7 Pagesthe United States are privileged to the freedom of speech under the First Amendment, but the constitutional limits of the freedom of speech have been questioned on multiple occasions. Citizens of the United States have called upon the Supreme Court numerous times to interpret the meaning of the First Amendment, and the court has censored some forms of speech such as obscene speech --which has been prohibited--and indecent or pornographic speech--which has been regulated (Barrett, 1999). Public and

The Modern Corporations Must Be Characterized As A Nexus...

The modern corporations can be characterized as a nexus of contracts (Jensen and Meckling, 1976). Among all the contracts in the firm, the agency contract entered, when a firm hired a chief executive officer (CEO), is of the most importance as CEO is the agent who acts on behalf of the shareholders to manage the firm. This contract tends to align the interest of shareholders and managers by basing managerial compensation on performance. Although the firm try to fulfil every aspect of terms in the employment agreements to guide the appropriate actions of managers, these contracts are incomplete as it is either impossible or prohibitively costly to fully observe manager actions. The imperfect characteristic of contract thus creates opportunities for the agent to â€Å"game the system† (Prendergast 1999). Groen-Xu (2013) indicates that the role of contract is precisely a formalization of the evaluation period, especially the final year of contract, where more weights are put on evaluating the performance. Thus, managers have strong incentives to engage in strategic behavior to influence the evaluation process during the contract expiration, when their performance is being assessed and their contracts are being renegotiated. The better performance result can impress and influence board of directors and shareholders, thus help CEO with their tenure renew and get improved contract terms in the new employment agreement. However, little is known about how CEOs respond to impendingShow MoreRelatedCorporate Governance And Employer Employee Relationship3217 Words   |  13 Pagesfirm. The modern firm has been characterized by the movement of international, financial markets into the structure of industry of the 20th century and a transformation of the importance of human capital. Introduction: The objective of the firm is to produce the collective action needed to increase shareholders’ profits. To earn a profit in the long run, naturally, the needs of a broad range of stakeholders, including lenders, employees, customers, suppliers and community, must be met, butRead MoreDeterminants Of Ceo Compensation : The Case Of Vietnamese Listed Enterprises9564 Words   |  39 Pagescompensation research (Mirrless, 1976; Jensen Meckling, 1976; Holmstrom, 1979; Tosi Gomez-Mejia, 1994). This theory suggests that managerial compensation should be directly tied to firm performance in order to motivate a firm’s managers to act in the best of interests of the firm’s shareholders (Gomez-Mejia and Wiseman, 1997), and also to solve or at least mitigate the conflict of interests between owners and managers (Tosi Gomez-Mejia, 1994; Jensen Meckling; 1976). However, there is still haveRead MoreThe Effects of Ownership Structure, Board Effectiveness and Managerial Discr etion on Performance of Listed Companies in Kenya27922 Words   |  112 Pages Significance of the Study 14 CHAPTER 2: LITERATURE REVIEW 17 2.1. Theories of Corporate Governance 17 2.2. Agency Theory as an Analytical Framework 22 2.3. Traditional Approach to Corporate Governance 28 2.4. Modern Perspective on Corporate Governance 29 2.5. Corporate Performance 31 2.6. Ownership Structure and Corporate Performance 36 2.7. Board Effectiveness and Corporate Performance 42 2.8. Managerial Discretion and CorporateRead MoreContemporary Issues in Management Accounting211377 Words   |  846 Pagesagreed with the appropriate reprographics rights organization. Enquiries concerning reproduction outside the scope of the above should be sent to the Rights Department, Oxford University Press, at the address above You must not circulate this book in any other binding or cover and you must impose the same condition on any acquirer British Library Cataloguing in Publication Data Data available Library of Congress Cataloguing in Publication Data Data available Typeset by SPI Publisher Services, PondicherryRead MoreStrategic Management and Information Systems19841 Words   |  80 Pagescustomers better. 3.1 ORGANIZATIONS AND INFORMATION SYSTEMS nformation systems and organizations influence one another. Information systems are built by managers to serve the interests of the business firm. At the same time, the organization must be aware of and open to the influences of information systems to benefit from new technologies. The interaction between information technology and organizations is complex and is influenced by many mediating factors, including the organization’s structure

Cyber Vulnerabilities - 1352 Words

INTRODUCTION With cyber-attacks on the continuous rise, organizations public and private must address computer security vulnerabilities. SANS Institute has revealed â€Å"unpatched client-side software applications† as the top priority vulnerability for organizations globally. In conjunction with unpatched client software, vulnerable â€Å"Internet-facing web sites† can result in an organizations infrastructure to be compromised. In this study I will address the issue of unpatched client software, the impact to an organizations infrastructure, and patch management as a vital mitigation solution. (http://www.sans.org) BODY CLIENT SIDE â€Å"UNPATCHED† SOFTWARE APPLICATIONS VULNERABILITIES Newly released software inevitably has glitches or â€Å"bugs†.†¦show more content†¦Email is a trending tool to exploit client side vulnerabilities. Email is a tool for spear phishing. Spear phishing exploits client-side vulnerabilities by using deceptive impersonations of applications. The email may contain a link to a trusted website, where the victim discloses personal information. Typically, the ultimate goal of the attacker is to steal data from the targeted organization and also to install back doors access so attacker can return for further exploitation. Do not open any junk mail, open email messages in plain text preferably HTML or RTF, lower administrative rights while access web browsers and no opening attachment until properly scanned (www.sans.org) Office solutions software applications are used as an exploit tool for spear phishing attacks using email. When a user opens the malicious document the exploits vulnerabilities in the office software begin. An attacker hosts a malicious document on a web server or shared folder, and entices a user to browse to the web page or the shared folder. Note that, in most situations, Internet Explorer automatically opens Microsoft Office documents. Hence, browsing the malicious web page or folder is sufficient for vulnerability exploitation in many cases (www.sans.org) Navigating vulnerable unpatched client-side workstations through the Internet super highway can lead to computer securityShow MoreRelatedcyber security vulnerabilities4737 Words   |  19 Pagesï » ¿ Cybersecurity Vulnerabilities Facing IT Managers Today Darin Swan University of Maryland University College Two factors increase the stakes of the cyber struggle. Tactically and operationally, the increasing dependence of modern technologically advanced forces (especially U.S. forces) on networks and information systems create new kinds of exploitable vulnerabilities. Second, as modern societies including the militaries that mirror them have continued to evolve, they have become everRead MoreThe Vulnerabilities And Cyber Kill Chain1243 Words   |  5 PagesA. ICS Vulnerabilities and Cyber Kill Chain 1. Reconnaissance - Summarize plausible active gathering, passive gathering, and active reconnaissance techniques that the adversary could have executed to gain intelligence on the target in the scenario. Reconnaissance is the act of collecting background research necessary to identify and select targets. (1) Cyber reconnaissance is an important stage of a well-organized cyber-attack, and is also one of the most time-consuming activities. This phase canRead MoreCyber Security And Vulnerability And Immigration1447 Words   |  6 PagesIntroduction Cyber security/vulnerability and immigration are some of the aspects that have raised concern in the recent past and significantly affect the ability of organizations in meeting their set objectives and goals. The current global setting has made our global economy highly sensitive to information as any form of security failing that may result in a long-term expense to the business. The situation will negatively affect consumer trust as well as spoil the overall reputation of the organizationalRead MoreCyber Security Vulnerability : A Analysis On The Vulnerabilities As Well As The Uses Of Cyber Intrusions2396 Words   |  10 Pages Cyber security vulnerability Bryan States University of Maryland University College Professor CSEC 610 July 7, 2015 Introduction An analysis on the vulnerabilities as well as the use of cyber intrusions in an organizational network has become key for running businesses (Sengupta, Mazumdar Bagchi, 2011). Enterprises including academic facilities, government parastatals and manufacturing firms are started to carry out business. The organizations mentioned above will in one way orRead MoreNetwork Vulnerabilities And Cyber Kill Chain Essay1277 Words   |  6 PagesA- ICS Vulnerabilities and cyber kill chain 1. Reconnaissance This is the phase of the cyber operation in which the cyberwarriors gather information about potentials targets. This operation can be subdivided in three sub phases. The war planners provides objectives, targeters search for potential target that might achieve the war objectives, intelligence professionals gather information about the target’s weaknesses that might be exploited in an attack (Chapple Seidl, 2015, p. 5.2). Passive ReconnaissanceRead MoreThe Cyber Security Vulnerabilities Faced By Different Networks913 Words   |  4 PagesIn today society, Information Technology (IT) managers are facing their fears of different cyber security vulnerabilities faced by different network. The vulnerabilities being either unknown or known makes it challenging for an Information Technology manager to keep the network secure. Organizations prefer to deal with wireless network because of what it can offer. According to Cisco, wireless networks are a powerful tool for boosting productivity and encouraging information sharing. With untetheredRead MoreEssay Impact of Cyber Security Vulnerability on Organizations1263 Words   |  6 Pagesnetwork that uses stuff like packet technique or immediate control depletion to collect private and trustworthy material from cyber security computersystems. Vulnerabilities or weaknesses seem to be in the customer software whois a fellow of an industry that uses it to get the ir tasks performed. The uncovered customer software side is the most important cybersecurity vulnerability/ weakness that the IT community is facing nowadays. Since all the new industries (companies, non-profits or government entities)Read MoreThreat Assessment Ranks Cyber Related Vulnerabilities1508 Words   |  7 PagesThe 2014 Worldwide Threat Assessment ranks cyber-related vulnerabilities as the number one homeland security threat against the United States. In addition to cyber threats within the nation, Russia and China continue to hold views substantially divergent from the United States on the meaning and intent of international cyber security. Also stated within the 2013 Worldwide Threat Assessment is North Korea as they are becoming a tier one threat to the United States. Supervisory Control and Data AcquisitionRead MoreCyber Security Vulnerabilities : Information Systems And Network1614 Words   |  7 PagesCyber Security Vulnerabilities Abstract There are several cyber security vulnerabilities that organizations and individuals need to consider to protect the integrity and confidentiality of their computer systems and networks. These vulnerabilities include software and hardware, intranet, enterprise network, wide and local area network, and transmission media. This paper, therefore, focuses on software and hardware vulnerabilities as the most important and the reasons it is the most important. TheRead MoreAs Organizations Reliance On Technology Continues To Grow974 Words   |  4 Pages As organizations reliance on technology continues to grow so has the amount of cyber attacks which occur compromising organizations information systems and networks. These cyber attacks can have drastic effect on organization financially including downtime or even regulatory fines. Due to this the need to be able to properly identify assets, their vulnerabilities and threats, and the risk they pose to the organization has become a must for ensuring the protection of organizations information systems

Chapter 1 the Investment Environment Free Essays

Chapter 1 The Investment Environment 1. 1. Real Assets versus Financial Assets (Page 30) ? Real Assets ? Determine the productive capacity and net income of the economy ? Examples: Land, buildings, machines, and knowledge used to produce goods and services ? Financial Assets ? Claims on real assets 1-2 1. We will write a custom essay sample on Chapter 1 the Investment Environment or any similar topic only for you Order Now 2. Financial Assets (Page 32) ? Three types: 1. Fixed income or debt Common stock or equity Derivative securities 2. 3. 1-3 Fixed Income ? ? ? ? 1-4 Payments fixed or determined by a formula Money market debt: short term, highly marketable, sually low credit risk (T-bills, certificates of deposits etc) Capital market debt: long term bonds, can be safe or risky (Treasury bonds, municipal bonds, corporate bonds, etc) Bond ratings: in terms of default risk, from very safe to junk Common Stock and Derivatives ? Common Stock is equity or ownership in a corporation. ? ? Derivatives ? ? 1-5 Payments to stockholders are not fixed, but depend on the success of the firm Value derives from prices of other securities such as stocks and bonds Used to transfer risk (hedge) 1. 3. Financial Markets and the Economy (page 33-36) ? ? ? ? ? 1-6 Information Role: Capital flows to companies with best prospects Consumption Timing: Use securities to store wealth and transfer consumption to the future Allocation of Risk: Investors can select securities consistent with their tastes for risk Separation of Ownership and Management: minimize the famous agency costs and maximize firm value Corporate Governance and Corporate Ethics How to reduce the agency problems (Page 34-35) ? ? ? ? 1-7 Compensation plans: bonus, stock options, etc. The power of the board of directors Outsiders’ monitor Threat of takeover: proxy contest, mergers, etc. 1. 4. The Investment Process (page 36) ? When constructing a portfolio, investors need to decide: ? ? 1-8 Asset allocation ? Choice among broad asset classes Security selection ? Choice of which securities to hold within asset class ? Security analysis to value securities and determine investment attractiveness 1. 4. The Investment Process (page 37) ? 1-9 Portfolio strategies ? Top-down: starts from asset allocation Bottom-up: starts from individual securities 1. 5. Markets are Competitive (page 37-39) ? Implications from â€Å"no-free-lunch† proposition: ? ? Risk-Return Trade-Off Efficient Markets (security prices have reflected all information) (Chapter 11-12): ? Passive management ? No attempt to find undervalued securities ? No ? attempt to time the market ? Holding a highly diversified portfolio Active Management ? ? 1-10 Finding mispriced securities Timing the m arket 1. 6. The Players (page 39-42) ? ? ? ? Business Firms– net borrowers Households – net savers Governments – can be both borrowers and savers Financial Intermediaries: Pool and invest funds ? Investment Companies ? Banks ? Insurance companies ? Credit unions 1-11 Universal Bank Activities Investment Banking †¢ Underwrite new stock and bond issues †¢ Sell newly issued securities to public in the primary market †¢ Investors trade previously issued securities among themselves in the secondary markets Commercial Banking †¢ Take deposits and make loans †¢ †¢ 1-12 1. 7. Financial Crisis of 2008 Reading (page 42-51) 1-13 How to cite Chapter 1 the Investment Environment, Papers

Chapter 1 the Investment Environment Free Essays

Chapter 1 The Investment Environment 1. 1. Real Assets versus Financial Assets (Page 30) ? Real Assets ? Determine the productive capacity and net income of the economy ? Examples: Land, buildings, machines, and knowledge used to produce goods and services ? Financial Assets ? Claims on real assets 1-2 1. We will write a custom essay sample on Chapter 1 the Investment Environment or any similar topic only for you Order Now 2. Financial Assets (Page 32) ? Three types: 1. Fixed income or debt Common stock or equity Derivative securities 2. 3. 1-3 Fixed Income ? ? ? ? 1-4 Payments fixed or determined by a formula Money market debt: short term, highly marketable, sually low credit risk (T-bills, certificates of deposits etc) Capital market debt: long term bonds, can be safe or risky (Treasury bonds, municipal bonds, corporate bonds, etc) Bond ratings: in terms of default risk, from very safe to junk Common Stock and Derivatives ? Common Stock is equity or ownership in a corporation. ? ? Derivatives ? ? 1-5 Payments to stockholders are not fixed, but depend on the success of the firm Value derives from prices of other securities such as stocks and bonds Used to transfer risk (hedge) 1. 3. Financial Markets and the Economy (page 33-36) ? ? ? ? ? 1-6 Information Role: Capital flows to companies with best prospects Consumption Timing: Use securities to store wealth and transfer consumption to the future Allocation of Risk: Investors can select securities consistent with their tastes for risk Separation of Ownership and Management: minimize the famous agency costs and maximize firm value Corporate Governance and Corporate Ethics How to reduce the agency problems (Page 34-35) ? ? ? ? 1-7 Compensation plans: bonus, stock options, etc. The power of the board of directors Outsiders’ monitor Threat of takeover: proxy contest, mergers, etc. 1. 4. The Investment Process (page 36) ? When constructing a portfolio, investors need to decide: ? ? 1-8 Asset allocation ? Choice among broad asset classes Security selection ? Choice of which securities to hold within asset class ? Security analysis to value securities and determine investment attractiveness 1. 4. The Investment Process (page 37) ? 1-9 Portfolio strategies ? Top-down: starts from asset allocation Bottom-up: starts from individual securities 1. 5. Markets are Competitive (page 37-39) ? Implications from â€Å"no-free-lunch† proposition: ? ? Risk-Return Trade-Off Efficient Markets (security prices have reflected all information) (Chapter 11-12): ? Passive management ? No attempt to find undervalued securities ? No ? attempt to time the market ? Holding a highly diversified portfolio Active Management ? ? 1-10 Finding mispriced securities Timing the m arket 1. 6. The Players (page 39-42) ? ? ? ? Business Firms– net borrowers Households – net savers Governments – can be both borrowers and savers Financial Intermediaries: Pool and invest funds ? Investment Companies ? Banks ? Insurance companies ? Credit unions 1-11 Universal Bank Activities Investment Banking †¢ Underwrite new stock and bond issues †¢ Sell newly issued securities to public in the primary market †¢ Investors trade previously issued securities among themselves in the secondary markets Commercial Banking †¢ Take deposits and make loans †¢ †¢ 1-12 1. 7. Financial Crisis of 2008 Reading (page 42-51) 1-13 How to cite Chapter 1 the Investment Environment, Papers

Pvr Project Synopsis free essay sample

Synopsis Team: Project leader: Tanay Sharma Team Member: Sahil Rana, Nitish Bhardwaj, Prabhat Kumar Email – id: [emailprotected] com, sahil. [emailprotected] com Introduction Priya Village Roadshow (PVR) is the largest cinema exhibition player in India, which introduced the concept of multiplexes in the country in 1997 and redefined the movie viewing experience of the Indian audience. In 2004, the company also diversified into movie distribution. With many firsts to its credit, PVR opened multiplexes in the National Capital Region (NCR) of India and other metros like Mumbai, Bangalore and Hyderabad in 2006. Apart from giving just the services of movies, PVR is indulged in providing many leisure services to its customers which is enhancing its customer database. They are adopting several marketing strategies in order to promote these strategies and make people to have a good experience rather than just watching the movie. We look at PVR Cinemas in particular and the multiplex film exhibition business in general to identify factors that are critical to the success of PVR Cinemas in this business. We will write a custom essay sample on Pvr Project Synopsis or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page It is clear that marketing plays more than a token part in the running of a business and promoting leisure services. At first glance they appear very diverse but there are marketing strategies that link many facilities together in their approach. All these facilities tell that the customers are different in terms of pricing, with the customers being hit with a higher one off payment and the host receiving an incentive of cheaper payment in return for consumer loyalty. It is the marketing that is the difference and which sees that one organization is far ahead of the other. This brings into question the ‘needs’ of the community. Objectives and aim: To understand the movie exhibition business of PVR and the factors that led to the inception of the multiplex concept and leisure services To determine the growth strategies of PVR in the multiplex business TO determine the service marketing principles and the service quality of PVR To find out the marketing strategies of PVR in promoting the leisure services. Methodology: The research is carried out by using random sampling method. Consumer analysis is done with the help of various structured and unstructured questionnaires. The query is done with the existing staff of the PVR as to find out what all activities are carried out in order to promote the business. The duration of the research and completion of research is 30 days in which the total retail experience is also taken into account. Rationale: The purpose of the study is to find out how PVR differentiates itself from the other competitors and why do customers prefer the movie experience at PVR rather than anywhere else. The impact of the leisure services provided as per the different paying needs of the customers is seen and analyzed. The limitations of this approach are also taken into account and the effects of those are also analyzed. A study of the total retail experience is done considering the fact that PVR is having an entire segment of their own.

Chemistry social issues Essay Example For Students

Chemistry social issues Essay Recently the cloning of a living life form was brought from the realms of science fiction to reality with the cloning of a sheep named Dolly. The instantaneous reaction of the world have been mixed. So many questions arise. What if some one like Suddam Huisein had access to this technology? Would people want to identical copies of deceased friend and relative? What are the chances of people illegally obtaining blood samples of, for example, Albert Einstein, Elle McPherson, or even John Howard for sale on the black market? Could this development actually be used for a good such as bringing back endangered or extinct animals? Is their a way we can possibly outlaw and enforce cloning? So many questions arise. What if some one like Suddam Huisein had access to this technology? Would people want to identical copies of deceased friend and relative? What are the chances of people illegally obtaining blood samples of, for example, Albert Einstein, Elle McPherson, or even John Howard for sale on the black market? Could this development actually be used for a good such as bringing back endangered or extinct animals? Is their a way we can possibly outlaw and enforce cloning? This new technological development can not be passed of. It has the potential of enormous benefit to society. To think that we have the power to bring certain endangered species back from the verge of extinction is mindblowing but we still have many issues to face before we can step through the door of the future without any fears. The world must face the fact that their will always be people that abuse the system. If cloning is not, in any form, made illegal we will see all of the concerns previously mentioned come true. These laws will certainly need to be drafted and enforced by the United Nations because if it was to become illegal only in the USA, we will see people going elsewhere to conduct their business. Some countries would no doubt place no law against it in the interest of luring business from other countries. If one country is to be outlawed, they all must. Outlawing cloning totally must not be treated as the only choice. Many would argue that we have an obligation to bring back the species that we have forced to the brink of extinction. This must be taken into heavy consideration as it is a core issue. The simplest thing the we could do is go to the UN and get the total banning of cloning. This would clear up all the moral issues and frightening possibilities, but would this be the wisest thing to do. From this there would be nothing to say that cloning could not be undertaken illegally around the world. In my opinion this is a very important technological breakthrough that we cannon ignore, nor fully control. We must attempt to control it as a world wide problem. We must let it be legal for certain places to do research into getting back some of our endangered species. Cloning animals is all very well and I can see no potential problems in this. The cloning of humans is where problems are encountered. The best solution for the problem therefore would be to make the cloning of humans illegal, and the cloning of animals legal under closely observed circumstances. .